Saving Account

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“All days are not same. SAVE for rainy days when you don’t work, SAVINGS will work for you."

We are offering different types of saving accounts with different features those suits as per your requirements:

♦   Basic Saving Bank Deposit (BSBD) Account

♦   Regular Saving Account

♦   Minor Saving Account

♦   HUF Saving Account

♦   Migrant Worker Saving Account

♦   SaviFlex Saving Account


Features

♦   Account will be open with minimum deposit amount of Rs.1000-.

♦   Free Cheque 42 leaves in a Year.

♦   Aadhar linked based accounts.

♦   ATM cum DEBIT card.

♦   NEFT, RTGS, IMPS, UPI, ECS, NACH, ACH & DBTL facility.

♦   SMS Alert Service.

♦   No queue for opting any type of service for Senior Citizen.

♦   NO MINIMUM BALANCE” charges for Senior Citizen.


Special Fetures for BSBD Account

♦   Opened with Zero Balance

♦   No Minimum Balance Charges

♦   No Annual Fees for Debit Card Service

♦   All types of Digital Transactions are allowed


Special Features for SaviFix Accounts

♦   One account with dual benefits; saving account linked with fixed account followed by fixed deposit interest rate and liquidity also.

♦   Above Rs.5000/- balance in saving account will automatically converted into fixed deposit units, in multiple of Rs.1000.

Note: TDS is applicable, if interest income on Fixed deposit exceeds the applicable slab as per Income Tax regulations prevalent from time to time.

Who can & How to Open?

‘It can be opened by any Individual singly or jointly, minor with natural guardian, HUF.

Blow mention documents are requiring for account opening.

♦   Duly filled Account Opening Form.

♦   Passport size photo

♦   Proof of Identity - Latest Official Valid Documents duly self attested. Documents like – PAN Card / Aadhar Card / Passport / Driving License / Voter-Id, etc.

♦   Proof of Address - Aadhar Card / Passport / Gas Connection Card / Electricity/ Telephone Bill / copy of Other Bank Account Passbook.

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