We provide personal loan for Repair / Renovation to own Flats / Rooms, Purchase of Home Appliances, Purchase of Electronics Goods, to meet expenses of Marriage Ceremonies, To meet Medical expenses, Any other genuine purpose acceptable to our Bank.
Features
♦ Maximum Loan Limit 5 lakhs
♦ Maximum Repayment tenure 60 months.
♦ No prepayment Penalty in case of advance payment or prematurity.
♦ Rate of Interest and Margin is subject to change from time to time.
♦ Charges: Documentation Charges as applicable.
Eligibility
♦ Salaried Persons – Employees of reputed and financially sound organization and Minimum take home salary of INR.15,000/- per month and Confirmed service for at least one year.
♦ Businessmen & Professionals: Business should have establishment of minimum of two years and for professional with ITR for at least two years.
Required Documents
⇒ Duly filled Loan Application Form.
⇒ PAN Card of Applicant(s) & Guarantor(s)
⇒ KYC of Applicant(s) & Guarantor(s)
⇒ Residential Proof of Applicant(s) & Guarantor(s)
⇒ Income Proof of Applicant(s) & Guarantor(s)
⇒ Two acceptable guarantors with adequate income.
⇒ Primary Security: mortgage of house Unit/s under construction/ready possession to be purchased.