| Service Charges | ||
| Service Charges W.E.F. 02/01/2024 | ||
| Sr.No. | Description | Minimum Balance |
| 1 | Current A/C | RS. 1500/- |
| 2 | Saving A/C (Without Cheque book) | RS. 500/- |
| 3 | Saving A/C (With Cheque Book/ECS instructions) | RS. 1000/- |
| 4 | Student Savings Bank Deposit Scheme | RS. 100/- |
| Quarterly Service Charges | ||
| Sr.No. | Description | Charges |
| 1 | Current A/C | RS. 59/- Quarterly |
| 2 | Cash Credit A/C | RS. 59/- Quarterly |
| 3 | Overdraft | RS. 59/- Quarterly |
| Cheque /ECS Return Charges | ||
| 1 | Inward Return Charges | RS. 150/- + 18% GST |
| 2 | Outward Return Charges | RS. 150/- + 18% GST |
| 3 | ECS Return Charges | RS. 250/- + 18% GST |
| 4 | Mandate Acceptance Charges | RS. 50/- |
| Remittances | ||
| 1 | DD on Mumbai, Pune & Other | Minimum RS.50/- or RS. 5/- per thousand Max RS. 500/- |
| 2 | Issue of Duplicate DD | RS. 50/- per pay order / DD |
| 3 | Cancellation/Revalidation of Pay order / DD | RS. 50/- per pay order / DD |
| 4 | RTGS / NEFT Charges | Inward-Nil |
| Outward RS. 1.00 to 2.00 lac RS. 25/- & Above RS. 2.00 lac RS. 50/- | ||
| Loans & Advances | ||
| 1 | Sale of Loan application forms | RS. 100/- + 18% GST per form |
| 2 | Visit Charges | RS. 200/- upto loan RS. 10.00 lac,RS. 500/- above loan RS. 10.00 lacs |
| 3 | No Dues Certificate | Nil |
| 4 | Legal charges & Valuation Charges | Actual Expenses |
| 5 | Loan Proposal Processing charges | 0.75% of Loan Amount |
| Minimum RS. 1000/- | ||
| Auto Rickshaw- RS. 750/- | ||
| 6 | Documentation Charges (Including Loan against Govt. Securities Case) | As Applicable or at actual |
| 7 | Gold Loan Valuation Charges | Actual Expences on Valuation |
| 8 | Loan Recovery Charges | Local - Rs. 100/- per visit between Pune City |
| RS. 200/- per visit or outside Pune city & outstation at actual | ||
| 9 | Solvency Certificate | 0.50% of the Certificate amount , Maximum RS. 50000/- |
| Bank Guarantee | Our Bank - 2% p.a. | |
| Other Bank - Their commission + 1% our commission | ||
| Cheque Book & Service Charges | ||
| 1 | Saving A/C | RS. 2/- per leaf |
| 2 | CA/CC | RS. 3/- per leaf |
| 3 | Standing Instruction | RS. 10/- |
| 4 | Stop Payment Instructions | RS. 100/- per Instrument , Max RS. 500/- |
| 5 | Duplicate Passbook | RS. 50/- |
| 6 | Closure of Account within 1 year of opening | |
| a. | SB A/C | RS. 250/- |
| b. | Current A/C | RS. 500/- |
| c. | FD(within 30-Days From Date of Opening(except Auto Renewal))- | NIL |
| 7 | Duplicate ATM Card | RS. 200/- + 18% GST |
| 8 | SMS Alert Charges as per Usage Based | RS. 0.25/- per SMS |
| Locker Rent | As per Locker sizes in branches | |
| Misc Service Charges | ||
| 1 | Signature Verification | RS. 100/- |
| 2 | Stock Statement penalty charges | RS. 200/- per default |
| Membership | ||
| 1 | Nominal | RS. 100/- |
| 2 | Regular | Share Amount + Entrance Fee RS. 100/- |
| Premature Closure of Loan A/C | No Charges if closed from own sources or as per instructions from Lonavala Sahakari Bank. | |
| Note Counting Charges | Daily 5 bundles free upto Rs. 200 denomination and above that Rs. 50/- per bundle on monthly basis | |
| ATM Transaction Charges | First 5 transactions free | |
| After 5 financial transactions - RS. 17/- + 18% GST | ||
| Non financial transactions - RS. 6/- + 18% GST | ||
| * All above charges are in RS. & GST as applicable | ||
